Would you start the process of building your retirement dream house by purchasing building materials and hiring a plumber? Without first creating a plan, how would you know which materials to buy or which plumber to hire?
Why then, do you approach your actual retirement plan any differently? For years, maybe even decades you've been putting money away in 401(k)s, IRAs, etc. But where is your comprehensive retirement plan? Did your 401(k) plan give you one? Your accountant? Your broker? What if the things they provide for you are wrong for your plan, or just don't work well together?
We believe in a different approach. Before you build up your nest egg, make sure it will not only be enough to fund your retirement, but that it's made up of the right components to support your plan. Otherwise your investments may limit your outcomes, rather than ensuring your goals will be met.
Near retirement and already invested? Most people are amazed at what we can do to create an efficient an workable plan, even close to retirement. But the sooner the better, so don't delay any longer.
It’s not the final chapter in the book of life but rather the beginning ... a second act. It's time to have the conversation NOW about shaping the future you want and deserve.
Tips to maximize. Strategies to protect, Laughs to entertain. The Free Money Guys spice up a dry subject with wit, humor, and 50 years of experience, showing you how to help keep your retirement assets on track. Catch them at noon every Sunday on WCAP AM-980, Lowell, MA
Stephen Kelley began his professional career as a journalist, working for many nationally known magazines and newspapers. Then, coming to the financial planning world relatively late in life as a consumer of these services and product gave him a unique perspective on the industry.
He has put those two elements together to create a wide array of published articles, books, radio programs, videos, workshops and proprietary planning techniques. Pick up a complementary copy of his latest book, "Ready. Set. Retire!" by clicking here.
By beginning with the desired outcomes, putting Last Things First, you ensure you have the necessary inputs to produce the desired outcomes, thereby providing what you, the client, want, rather than what your investment choices dictate..
If you’re looking at your account statements, trying to figure out where you stand financially, we’ll be the first to say, please don’t go it alone!
When so much feels outside our control these days, there’s no reason to put off talking to someone who can help you regain control. In fact, in the past few weeks, we've had many conversations with people who are trying to make sense of our world right now. Give us a call or fill out our contact form and let’s talk about your biggest concerns. We promise to answer your questions and give you an objective assessment of your financial position - at no obligation whatsoever. During the pandemic, all meetings will be conducted virtually via Zoom or similar system.
Many things feel outside our control these days. Your financial strategy shouldn’t be one of them.
For more information about any of the products and services listed here give us a call at 603-881-8811 or fill out the form below to have a member of our team reach out to schedule an initial consultation.
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.
For informational purposes only. Investment advisory services provided by Coach Capital Management, LLC, a New Hampshire-registered investment adviser. Insurance advice and products provided through Safety First Financial Planners, LLC.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.
Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.